"What is grace? Grace is favour shown to those who are utterly and completely undeserving. Grace is kindness shown to people who deserve nothing but punishment. They deserve nothing good at all and yet in spite of that they are shown great favour. That is the meaning of the word "Grace" and the riches of God's glory are shown in His grace towards us".
Dr Martyn Ll0yd-Jones - "Romans Chapter 9" - Banner of Truth, Edinburgh (1991), (p228).