"We become Christians immediately because it is this giving to us, this reckoning to us of the righteousness of Jesus Christ. Our iniquities are pardoned, our sins are covered. All this sin will never again be imputed to us and positively and gloriously, we are clothed with a "righteousness divine ... Jesus Thy robe of righteousness, my beauty is, my glorious dress. Bold shall I stand in Thy great day, for who aught to my charge shall lay? Fully through Thee absolved I am, from sin and fear and from guilt and shame".
Dr Martyn Lloyd-Jones - "Romans 3:20 - 4:25: Atonement and Justification" - Banner of Truth Trust, Edinburgh (1971) - (p174).